Auto Loan Discrimination

Read this article before filling out an online loan application - Did you know that not all online loan sites are the same? And some some loan applicants will never get a call because of where they live? Yep, you heard it correctly, you may never be contacted because of your zip code. For example, you can be just miles from a dealership or just outside of a major city, but your application will hit the floor, and you will never be notified of this fact.

While most online loan sites participate in some of the same networks for placing your application, most auto dealers and lenders only want applications within specific zip codes.

So why are we sharing this information with you? Community Auto Credit is actively working to reduce zip code barriers so that every online applicant will receive some communication good or bad. This is the right thing to do. Additionally, we will make calls on your behalf in the event your application doesn't get placed within our lender or dealer network.

Another Important Point - Some folks like to complete multiple online applications thinking they will improve their chances of getting a loan or car. If your second application hits the same network, you'll be classified as a duplicate and your application will be unavailable for a minimum of 30 days. Some dealers or lenders will not call an applicant that is deemed a duplicate.

So if you want to improve your chances of avoiding auto loan discrimination based on your zip code and your application not marked as a duplicate, we ask that you make Community Auto Credit the site you consider for your online auto loan needs.

Once a local dealer or lender accepts your application or vehicle request, we will notify you via email. Typically, you'll be contacted within 24-48 hours after your application has been accepted.

Get started now... and remember, don't submit multiple online loan applications.